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Rental Guide

for residents of
South Africa

Car rental insurance in
South Africa

So you’re renting a car in South Africa. Of course, no one wants to think about rental car insurance when taking in Krugar National Park, but buying rental car insurance before you go could save you thousands in repair costs. We’ve built a global business around saving customers 50% versus equivalent coverage at the rental desk†. We aim to pay 98% of claims within 3 business days, so you can save your ZAR for extra biltong.
I'm renting a:
Car
At the rental desk...
Insurance offered & what you need to know
Collision Damage Waiver (CDW)/Loss Damage Waiver (LDW)
CDW/LDW waives damage costs with a high excess payable for damages (ZAR84,550.00 for cars to ZAR126,824.99 for motorhomes.) LDW is CDW + Theft Protection.
  • Excess payable for any damage is very high.
  • CDW is included in your booking.
  • Some types of damage are not covered by CDW, for instance some rental companies do not cover windscreens, cracks and chips, tyre punctures & replacements, and damages to headlights and underbody.
  • CDW does not cover expensive accident-related fees such as administration, towing and loss of use fees. 
Super Collision Damage Waiver (SCDW)
Super Collision Damage Waiver reduces your remaining excess towards ZAR0.00.
  • Can be purchased for ZAR507.30 - ZAR760.95 per day.
  • Price tiers usually mean that you pay even more to get ZAR0.00 excess.
Roadside Assistance Cover
Covers roadside costs such as towing, fuel and key lockout.
  • Can be purchased for ZAR169.10 - ZAR253.65 per day.
Personal Accident Insurance (PAI)
Personal Accident Insurance compensates you for personal injuries (including passengers).
  • Optional at the rental desk for ZAR169.10 - ZAR253.65.
  • Available in travel insurance policies.
RentalCover.com logoRentalCover
Equivalent coverage from RentalCover.com
Products Offered
At the rental desk...Insurance offered & what you need to know
Collision Damage Waiver (CDW)/Loss Damage Waiver (LDW)
CDW/LDW waives damage costs with a high excess payable for damages (ZAR84,550.00 for cars to ZAR126,824.99 for motorhomes.) LDW is CDW + Theft Protection.
  • Excess payable for any damage is very high.
  • CDW is included in your booking.
  • Some types of damage are not covered by CDW, for instance some rental companies do not cover windscreens, cracks and chips, tyre punctures & replacements, and damages to headlights and underbody.
  • CDW does not cover expensive accident-related fees such as administration, towing and loss of use fees. 
Super Collision Damage Waiver (SCDW)
Super Collision Damage Waiver reduces your remaining excess towards ZAR0.00.
  • Can be purchased for ZAR507.30 - ZAR760.95 per day.
  • Price tiers usually mean that you pay even more to get ZAR0.00 excess.
Roadside Assistance Cover
Covers roadside costs such as towing, fuel and key lockout.
  • Can be purchased for ZAR169.10 - ZAR253.65 per day.
Personal Accident Insurance (PAI)
Personal Accident Insurance compensates you for personal injuries (including passengers).
  • Optional at the rental desk for ZAR169.10 - ZAR253.65.
  • Available in travel insurance policies.
RentalCover.com logoRentalCover
Equivalent coverage from RentalCover.com
What to do at the rental desk

These are our top tips to save money and hassle on your rental.

Pre-pay and save

Our Rental Car Damage Protection is available in connection with the largest online travel agencies globally or you can buy directly on RentalCover.com. Either way, you'll save 50% compared to the rental company's insurance.

Take photos before and after

Take photos and videos of the vehicle at both pickup and dropoff. During your claim, we’ll ask you to provide these photos and details if there are any unfair charges from your rental company. Take the time to capture any pre-existing damage and nominate those in your rental agreement to avoid excessive charges.

Just say 'no'



† We compared the costs of collision damage protection sold by Cover Genius Insurance Services, LLC on RentalCover.com to the average cost of collision or loss damage waivers (including taxes and fees) for a one week rental (December 11 - 17, 2016). Cost comparison is in U.S. dollars and is based on online quotes provided by Alamo, Avis and Hertz for an airport pickup and drop-off of a compact car in Boston, Dallas, Las Vegas, Orlando, and Portland for a U.S resident over age 25. No discounts applied.
What to do in the event of an accident?